How to Buy Your Home... the Easy Way! Avoid the 10 Most Common, Painful, Frustrating Mistakes Home Buyers Make

Most home purchasers do little or no research before they invest their nest egg. Doesn't it make sense to become as completely informed as possible before you buy your first home? This special report is designed to help you avoid 10 common and crucial mistakes. The right real estate professional can help you make good sound business decisions based on your personal situation.

 1. Inspect, Inspect and Inspect- Go over the inspection report with a fine tooth comb. Make sure the report was done by a professional organization. For condo purchases go over the CC&Rs, By-Laws, and Association Fees. Don't take anything for granted... inspect everything!

 2. Imagine the Property Vacant- try not to fall in love with the beautiful furnishings or allow them to influence your desire for any property. Always concentrate on the floor plan and how it suits your lifestyle.

 3. Income + Lifestyle = Mortgage Payment- always have the financial data available to take to your mortgage broker (we have referrals for you if you are not working with a trusted broker). In this market the loan requirements and availability of loan products is very volatile, it is essential that you know exactly what parameters you must work within. 

4. View Several Homes- we will view the listings that match the criteria you specify. After you have had the chance to drive by and have chosen the ones that are most likely to meet your needs, we will make appointments to show you the interiors of the properties you think are the best matches.

5. Utilize Your Team- We have a network of professionals ready to help you make the best possible decisions. Let us refer you to people who will be able to help you find the information you need. 

 6. Be Columbo- Be ready to spot possible problems, ways that you can make the property best suit your needs, and details about the neighborhood and how it will best suit your family.

 7. Do a Final Walk-Through- Visit the property after all furnishings have been moved out to be sure there are no surprises. Be absolutely positive the property was left exactly as you had agreed upon in the contract. Things that could have been spotted in a final walk-through are often unintentionally overlooked.

 8. Plan For Flexibility- Closing dates are not written in stone. Allow for contingencies and have a back-up plan. If you or the sellers need a little more time to conclude the final arrangements, don't let these delays upset or frustrate you. These types of circumstances are not uncommon in a real estate transaction.

 9. If Its Not In Writing, It Doesn't Exist- All promises and discussions should be in writing. Don't make any assumptions or believe any assurances. Even the best intentions can be misinterpreted. Have your professional keep an ongoing log in writing of all discussions and get the sellers written approval on all agreements.

 10. Loyalty Breeds Loyalty- Be open, honest and up front with your team. Hard feelings and disloyalty will cause head aches, delays or may even keep you from getting into the home you worked so hard to locate. Take the time to select the right team in the beginning and your home purchase will be a pleasing and memorable experience.

We sincerely hope these tips and ideas are of value to you. If there is any way we can be of service please contact our office. We would consider it a privilege to be of service to you! If you would like a FREE consultation call our office at: 541-431-6490

Please do not be offended by our proactive marketing. If working with a Realtor, please disregard.

Check out all costs and expenses before you sign. Utilities, taxes, insurance, maintenance and home owner dues if applicable. Make sure all utilities (gas, electricity, and water) are on during your walk-through-so you can inspect everything in working order. Ask lots of questions and be very detail conscious.By aligning yourself with the right real estate professional you will have an entire team at your disposal. Utilize your lender, title rep and agent. Each of them should work hand in hand for your benefit. Explore all the options before you sign. See at least 7-10 properties. Don't move too slow but don't move on the first property you see. With your agents help you should be able to view enough properties to get a good overall perspective of the home market. When you find the right property all the leg work will be worth it. Sit down with your professional